The Retirement Playbook Podcast releases two new episodes per month. You can always expect to hear interesting topics about financial planning and retirement. Our goal is to help educate you about the financial world, so you can make smarter decisions about your retirement future.
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We’ll teach you strategies on this show that’ll help you gain financial independence and win the “game” of retirement. The show features financial advisor & coach Dale Tondryk of Tondryk Wealth Management in Minnetonka, MN and serving the Twin Cities.
Do you like to take risks? Or would you rather play it safe and steady? When it comes to the market risk can come with great reward, but it can also be damaging if our risk tolerance is out of balance with our plan. Most people don’t realize how much risk they are taking on and have a much lower tolerance than their portfolio reflects.
When the markets are going up everyone feels good and when it goes down a lot of people panic. Why is this? Very often a client’s tolerance for risk doesn’t match their investments. If you’re having a hard time sleeping because you’re stressed about the market, that’s a good sign you need to take on less risk.
On today’s episode, we’ll break down how risk plays into your retirement plan and what we need to do if it’s out of balance with your needs.
Key points:
0:50 – Do you take risk?
2:32 – Does your tolerance match your portfolio?
4:00 – What should you do?
5:03 – Ask your self how you’re going to feel
6:07 – Why do you think we are set up this way?
7:12 – You might not be de-risking as much as you think
8:32 – What options do we have?
10:40 – What’s the first step?
Read more and get additional financial details here: http://retirementplaybookpodcast.com
Do you like to take risks? Or would you rather play it safe and steady? When it comes to the market risk can come with great reward, but it can also be damaging if our risk tolerance is out of balance with our plan. Most people don’t realize how much risk they are taking on and have a much lower tolerance than their portfolio reflects.
Financial debates have existed for a long time and when we’re planning we may encounter quite a few. While there are various opinions out there, not everyone’s solution will fit your needs. Each situation is going to depend on your plan and goals.
We’ve gathered some updated retirement statistics from across the country. It’s time to find out if these are encouraging or disturbing findings if they’re reflective of the average client, and what you can do to improve your own retirement preparedness based on this information.
Those days, months, and years leading up to retirement can start to fill with anxiety about what needs to get done. We’ve assembled a list of priorities to keep in mind as you count down the days to retirement.
With the state of the housing market and rising interest rates a lot of retirees have questions about their house and how it fits into their overall retirement plan.
On this episode, we’re going to look at the many of the similarities between health and finance and discuss what we can do to fix those unhealthy habits.
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Dale Tondryk is president at Tondryk Wealth Management, LLC. He has more than 30 years of experience in the insurance and annuity industry and holds a Bachelor’s of Science from Southwest Minnesota State University.
He has focused his career in financial coaching, 401(k) rollovers, retirement planning and legacy planning.
Sundays 11AM – Noon CST on 1280AM The Patriot
