The Game Plan

Investors of all level have likely bought mutual funds at some point. If not, you’ve definitely considered the option.

That’s because mutual funds have been the most popular investment vehicle for a quite some time. You’ll find them in 401k accounts, IRAs, and more, and that’s why so many people have made mutual funds a part of their portfolio.

On this episode of the Retirement Playbook Podcast, Dale Tondryk will give us the 101 treatment on mutual funds. No matter how experienced you are, there’s always something new to learn and we’ll do our best to inform you today.

A few things we’ll make sure to cover on this show:

• The strategy behind investing in mutual funds.
• Defining key terminology that you might have seen before like ‘expense ratio’ and ‘loaded’ funds.
• What about ETFs? How do they compare?
• The tax issues you need to know about.
• How we incorporate mutual funds into client portfolios.

Even though the landscape might be changing, mutual funds will be around for many more years to come so make sure you have a complete understanding. That’s what we hope to help you with today.

The X’s & O’s

Check out the timestamps below to skip around to specific topics on the show.

[0:36] – Let’s talk about mutual funds today.

[0:49] – What percentage of our clients owned mutual funds when they first came in to see us?

[1:25] – What are expense ratios?

[2:30] – On top of the expense ratio you have a turnover fee.

[3:04] – Dale explains ‘loaded’ mutual funds and the difference between frontload, backload, and no load.

[4:26] – What are the tax issues mutual funds can create?

[5:32] – We hear a lot about ETFs now. How are they different from mutual funds?

[6:42] – How often do we incorporate mutual funds into client portfolios? We start by using three investment worlds.