Ep 36: This is Why You Never Assume

As people prepare for retirement, there are some common assumptions that get made. The problem is these assumptions can often lead you astray and underprepared financially. Today we’ll look address these misconceptions and explain why it’s important to never assume.

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The Game Plan

Saving for retirement takes a lot of time and effort so it’s important to protect what you’ve worked for. One way to do that is by proper planning rather than relying on assumptions.

On this episode of the podcast, Dale will help dispel the most common assumptions we hear from people as they prepare for retirement. Many of these make sense on the surface but seeing them from the right perspective will make you understand why it’s best not to assume.

Listen to the full episode or click on the timestamps below to skip around to specific topics

The X’s & O’s

Check out the timestamps below to skip around to specific topics on the show.

[1:23] – Puppy update

[3:11] – You’re going to spend less in retirement

[5:32] – Taxes will be lower when you retire

[8:38] – You have to prioritize your child’s college over your retirement

[11:23] – Assuming you won’t be able to retire


“There’s a good chance that you’re going to spending just as much money, or maybe even more, once you’ve retired.”

– Dale Tondryk

More To Explore

The Financial Calendar

Join us in this episode of The Retirement Playbook podcast as Dale dives into the essential financial matters you need to address throughout the calendar year. He provides valuable insights into maximizing retirement contributions, managing required minimum distributions (RMDs), and making strategic financial moves to optimize your retirement savings.

Financial Therapy

Financial discussions and retirement planning can come with many emotions. From counseling couples with differing financial views to providing support during challenging life events such as divorce or medical issues, financial professionals wear many hats, including the role of a therapist. In this episode, Dale discusses the impact of having a financial professional guide you through life’s most stressful moments.

Ep 88: The Retirement Lifestyle

We’re taking a quick break from the Xs and Os of retirement finances today. Instead, we’re going to talk about some other important pieces of forming your retirement lifestyle. Join us as we discuss staying busy, the significance of social connections after you’ve stopped working, and maintaining your physical and mental health throughout retirement.