Ep 44: SECURE Act 2.0 – What to Know

The possibility is out there that new amendments could be made to the SECURE Act, which was originally passed in late 2019 and took effect at the beginning of 2020. What changes might be coming and what do you need to be aware of?
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The Game Plan

When the SECURE Act was passed in late 2019, it was some of the most significant retirement legislation in many years. Now, less than two years later, there could be additional amendments coming that could change things even more.

On this episode of the Retirement Playbook podcast, we’ll take you through the key changes that are on the table and help you understand what they could mean for planning. For the most part, all these possibilities appear to be positives for investing and saving for retirement but we’ll break it all down for you today.

Listen to the full episode or click on the timestamps below to skip around to specific topics.

 

The X’s & O’s

Check out the timestamps below to skip around to specific topics on the show.

[2:01] – RMD age could be raised to 75

[5:57] – Employers could auto-enroll people into a 401(k)

[7:51] – Catch-up contributions

[10:14] – Student loans

[13:38] – Database for finding old 401(k) accounts

 

 

“I’m not sure why they have these catch-up provisions to begin with anyway. Allow people to put more money in (a 401k) no matter what.”

– Dale Tondryk

More To Explore

The Financial Calendar

Join us in this episode of The Retirement Playbook podcast as Dale dives into the essential financial matters you need to address throughout the calendar year. He provides valuable insights into maximizing retirement contributions, managing required minimum distributions (RMDs), and making strategic financial moves to optimize your retirement savings.

June 15, 2023

Financial Therapy

Financial discussions and retirement planning can come with many emotions. From counseling couples with differing financial views to providing support during challenging life events such as divorce or medical issues, financial professionals wear many hats, including the role of a therapist. In this episode, Dale discusses the impact of having a financial professional guide you through life’s most stressful moments.

June 1, 2023

Ep 88: The Retirement Lifestyle

We’re taking a quick break from the Xs and Os of retirement finances today. Instead, we’re going to talk about some other important pieces of forming your retirement lifestyle. Join us as we discuss staying busy, the significance of social connections after you’ve stopped working, and maintaining your physical and mental health throughout retirement.

May 18, 2023

QUESTIONS FOR DALE?

MORE WAYS TO GET IN TOUCH

952-401-1671

dale@tondrykfinancial.com

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